DESIGNED FOR EVENT-DRIVEN, CITIZEN SCALE APP DEVELOPMENT
Torus is a General-Purpose, Enterprise Grade, Citizen Scale Low Code
Application Development Platform that delivers No Lock In – Source
Code Available – Beautiful Web & Mobile Applications.
THE TORUS WAY OF APP DEVELOPMENT
Build Without Limits. Deploy Without Dependency.
Torus is a low-code application development platform purpose-built for enterprise scale — enabling financial institutions to design, build, and deploy mission-critical applications faster, without ever being locked into a vendor’s roadmap. With an API-first, event-driven, in-memory microservices architecture, Torus powers both web and mobile solutions that can run on any on-premise, cloud, or hybrid environment. Source code is available. You own what you build.
Torus is the foundation behind Veracious — a suite of purpose-built financial platforms spanning the Global Payment Hub, Open Finance, Document Management, and Automation.
Together with platinum partner Global Software Solutions (TVL) Pvt. Ltd., India, Torus delivers a complete, regulator-aligned solution stack for any country compliance — covering payments infrastructure, open finance mandates, security, observability, and enterprise-grade scalability.
Products Built with Torus
Veracious Compliance Platform
Universal platform supporting compliance automation for major ISO standards such as ISO 9001, 27001 and SOC 2.
Veracious Global Payment Hub
Unified, multi-rail guaranteed payments platform streamlining domestic and cross-border transactions – covering.
- Bank Side Rails with orchestration
- Digital Payment Rails – Payment Gateway & Aggregator Orchestration.
Instant Payments Platform
Real-time – end to end payment processing for all types of payment flows complying to Payment Market Infrastructure requirements – world over.
Cheque Truncation System
Image-based cheque clearing with bespoke country specific flows complying to central bank requirements.
EFT – Credit & EFT – Debit
Bulk and individual credit transfers through domestic ACH and EFT networks |Automated debit collections using mandates or scheduled instructions.
Cross-Border Payment Platform
International payments complying with all major payment market infrastructure and private networks like SWIFT, Western Union and Moneygram.
Real-Time Gross Settlement
Instant, irrevocable interbank transfers complying to central bank norms.
Standing Order Management
Automates fixed and recurring payments.
Veracious Open Finance Platform
Robust API first platform that enables consumption and exposure of API’s for monetization and strategic integration conforming to Global Open platform standards.
Mandate Management System
Digitizes the debit mandate lifecycle.
Document Management System
Manages and archives all types of physical and digital documents, information in an organisation.
Salary Engine
Automates payroll processing and disbursement via secure EFT and real-time rails – as per regulator compliance.
Business Process Reengineering & Product Development
Vertical agnostic process automation through AI enabled application development in Torus way.

















About Us
Torus Innovations is a R&D Lab and Platform Organization focused on Offering AI enabled Event Driven, Citizen Scale Low Code App Development Platform – Torus.
Torus through its Global Network of Partners and Platinum distributor Global Software Solutions creates Domain Agnostic Solutions in an accelerated fashion.
in Business
Dedicated Professionals
APAC, EMEA & North America
Awards & Recognitions